Let’s be honest — figuring out how to get a mortgage when you’re self-employed is a bit more complicated than if you had a W-2 job. 

Lenders want to see that you have a steady income, but without a consistent paycheck, that becomes more difficult (even for super-high earners!) 

Sydney just bought a new home and in this episode, she’s breaking down the entire process and exactly how home buying for self-employed professions is different and what  you should consider if you have owning a home on your vision board within the next 1-3 years.

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02:00 — The importance of proper bookkeeping and documentation 

05:30 — How lenders view self-employed income differently 

11:00 — Tips for improving your debt-to-income ratio

13:30 — Navigating the pre-approval process as a business owner 

17:00 — Common pitfalls and hidden fees to watch out for

If you’re not in QuickBooks yet, but realize you’re at the point where you need to be (but want to ensure it’s set up correctly), we also offer a QuickBooks Set Up service starting at just $250. That way, even if you’re not quite ready to outsource your monthly bookkeeping, you can feel much more confident that it’s set up properly.